Fast, Fair & Neighborly Loans—When You Need Them Most

Serving Coeur d’Alene, Spokane, and nearby communities
No impact on your credit score
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Personal loans that actually help

Tired of hearing “no”? We serve hard-working folks across the Inland Northwest with fast, fair personal installment loans built around real life—catching up on bills, tackling repairs, planning a trip, or making a big purchase without the stress.

Why Elevated

We look beyond credit scores to help our neighbors get the funds they need—no predatory rates, no judgment.
idaho personal loans

We See You

We see Real Humans, Not just credit scores. Decisions consider your story, not only a number.

Clear Payments

Clear, fixed payments. One predictable monthly payment that fits your budget.

Local + fast

Local + fast. Friendly Spokane/CDA team with quick answers.

Credit Building

Credit-building support. We report to credit bureaus to help you build credit with on time payments, and finally move forward!

Why Choose Us

Flexible

$1,000–$30,000 Loans

Local

Local Lender

Fees

No Hidden Fees

Secure

Secure & Confidential

4.6
Based on 185 reviews
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Ellyn Barndollar
20:59 04 Aug 25
We have been working with MJ and she has been absolutely amazing! She has been so kind and helpful throughout this process. I highly recommend Elevated Financial for you financial needs.
Response from the owner 01:00 05 Aug 25
Ellyn thank you for the kind words. We look forward to helping you. MJ is a great asset to our team.
Jenn Cook
19:40 20 Jun 24
The staff is friendly and helpful. The online process makes it so easy. They also make it affordable. MJ did a great job!
Kara
16:36 11 Jun 24
Working with Elevated, specifically MJ was by far the best loan experience. She was prompt, knowledgeable and very courteous. She was very efficient with the paperwork, very friendly and the whole process was very smooth! Thank you MJ!
Response from the owner 17:18 11 Jun 24
Kara, I'm am happy to hear that MJ gave you a fantastic experience. We always strive to achieve just what you explained. Thank you for taking the time to leave us a review.
Jason Meek
20:42 23 May 24
Janine and Clarissa are amazing. No matter what your lending needs give them a buzz and they will do everything they can to help you out. They were able to get me a great car loan when nobody else would help or could. Give them a call and you won't be disappointed.
5/23/2024 Update:
The whole team is still amazing. If you are in need of a loan give them a call. They will do everything they can to help you. Special shout out to Justin and Jenine, thanks to their superior customer service and truly building a relationship with their customer, I recently closed a loan for a beautiful Audi! Thanks again for all you do guys! You are all ROCKSTARS!!!!
Response from the owner 23:16 29 May 24
Thank Jason you have always been fantastic to work with. We appreciate your business and your continued support .
Chris Byers
01:10 30 Dec 23
SUPER BIG THANK YOU to MJ! She deserves a raise for having infinite patience at the end of her work day walking me through the steps necessary to keep my account from being delinquent and racking up a ton of fees. THANK YOU, Your the RADDEST!
Brookelin Dickey
22:49 23 Aug 23
Janine is great to work with and this is an awesome company! I love that everything is digital now, it makes it so easy! Definitely recommend if you’re looking for a loan!
Response from the owner 16:04 27 Aug 23
Brookelin thank for taking the time to give us a review. We appreciate the feedback. Also the kudos for our staff, our new digital signature and Instant funding process. We have worked hard to offer these conveniences to the customer. We understand time is valuable and we want to make the process as fast and as simple as possible.

Getting Started Is Easy

How repayment works
Payments are once per month—straightforward, affordable, and designed to keep you moving. Stay consistent each month and watch the progress stack up!

Ready to breathe a little?
Check your options and see what’s possible—quick, clear, and local.

STEP 1:

APPLY IN MINUTES ​- Our simple online form is fast and won’t impact your credit score.

STEP 2:

GET A FAST DECISION - ​Our local team reviews your application quickly, often the same day.

STEP 3:

GET FUNDED - Once approved, you’ll get your money fast so you can get back on track. You can walk into a dealership with the buying power to purchase a new or used vehicle or maybe a new toy for the summer! either way we make the process simple and convenient.

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Make money simpler with consolidation

Rolling multiple balances into one fixed loan can cut confusion and help you stay on track—often at a lower overall cost than revolving, high-APR accounts. One due date. Less mental load. More control!

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